Your water habits
Adjust to match your household. Defaults reflect typical US patterns.
Switching to a basic under-sink filter saves your household this much per year, after accounting for the filter system and replacement cartridges.
Bottled water cost
Under-sink filter cost
Bottled water costs 300ร more per gallon than tap
Tap water averages $0.004 per gallon in the US. Bottled water averages $1.22 per gallon for store brands and over $10 per gallon for premium bottles like Dasani and Aquafina. Filtering at home gets you most of the way to bottled-water taste at a tiny fraction of the cost โ and after the first year, your filter pays for itself many times over.
Compare filter systems for your usage
Each system handles your annual drinking water needs. Payback time = how long until savings cover the system + first year of cartridges.
Not sure which filter type fits your water?
Our hardness/TDS diagnostic tells you what kind of filtration your water actually needs.
How the math works
The cost-per-gallon math, in plain English
Bottled water: Annual cost = (people ร oz/day ร 365) รท 128 oz/gallon ร your bottled price per gallon ร your bottled %.
Default scenario: a family of 4 drinking 64oz each per day = 73 gallons per person per year, 292 gallons total. At $5.99/24-pack (about $0.50/gallon for case bottles), that's $146/year. At Dasani prices ($12/gallon), the same household spends $3,500+ per year.
Filtered water: Annual cost = system price (amortized) + replacement cartridges. Most under-sink systems are $150โ300 with $60โ100/year in cartridges, working out to $0.05โ0.15 per gallon. Whole-house and RO are higher upfront but lower per-gallon long-term.
The difference is your annual savings. Most households save more than the system costs in the first year alone.
Plastic bottle and COโ math
The "bottles eliminated" number assumes you're currently using 16.9 oz disposable bottles (the most common size). Each gallon = 7.57 bottles. Multiply your annual gallons ร 7.57 to see your bottle count.
The COโ figure uses ~82.8g (0.18 lb) of COโ emitted per single-use plastic water bottle, which accounts for production, packaging, transport, and end-of-life. This is from Pacific Institute and EWG-cited industry data โ bottled water is one of the most carbon-intensive drinks per ounce because it's heavy, ships long distances, and has high packaging-to-product ratios.
Filtration generates a small amount of waste (replacement cartridges, RO wastewater) but the comparison is dramatic โ a single under-sink filter cartridge replaces approximately 300 plastic bottles before needing replacement.
Which filter system is right for you?
Pitcher filter ($25โ80): Cheapest entry point. Carbon block reduces chlorine, taste, and some metals. Good for renters, dorms, or testing the waters before a bigger investment. Filter every 1โ2 months. Cost per gallon: 15โ25ยข.
Faucet-mount ($30โ100): Screws onto your faucet. Better flow than pitchers, similar filtration quality. Best for kitchens where you want filtered water on demand without a big install. Cost per gallon: 10โ15ยข.
Under-sink standard ($150โ300): Permanent install, dedicated faucet or splits to existing tap. Multi-stage carbon filtration handles more contaminants. Cost per gallon: 5โ10ยข. The sweet spot for most households.
Under-sink RO ($250โ600): Adds reverse osmosis membrane that strips dissolved solids (TDS) โ essential if you have very hard water, well water with high mineral content, or just want truly bottled-water-clean taste. Cost per gallon: 8โ15ยข (factoring 2:1 wastewater ratio).
Whole-house ($500โ2000): Treats every faucet, shower, and appliance in your home. Best for well water, hard water (scale on appliances), or high-chlorine municipal water. Cost per gallon spread across all home water use is the lowest of any option.
If you're not sure which contaminants you should be targeting, run a home water test ($25โ40) or check your municipal water report โ the EPA requires utilities to publish a Consumer Confidence Report annually.
What this calculator doesn't account for
Cooking and ice: If you cook with filtered water and freeze ice from it, your real total filtered water usage is much higher than just drinking โ but this calc focuses on drinking water specifically because that's what bottled water replaces.
Travel and on-the-go: A reusable insulated bottle (Yeti, Hydro Flask, Stanley) that you fill at home before leaving largely solves the "bottled water for convenience" use case. The calculator assumes 100% of drinking is at home; subtract for genuinely-on-the-go situations.
Filter maintenance time: Pitcher filters need monthly attention. Under-sink and whole-house need cartridge changes 1โ2 times per year. Not factored in monetarily, but real if you forget โ performance drops dramatically when filters are overdue.
Water quality reality: This calc focuses on cost, not safety. If your tap water has lead, PFAS, nitrates, or other serious contaminants, you need filtration regardless of cost โ and you should specifically choose a system certified to remove those contaminants (look for NSF/ANSI 53 or 58 certifications).
The Home Water Guide is reader-supported. We may earn commission on linked products. Cost-per-gallon assumptions and bottle/COโ calculations are based on industry-standard data from EPA, Pacific Institute, NRDC, and aggregated retail prices. Your specific costs will vary with your bottled water source, regional pricing, and filter choice.